Home Products

Homeowners Insurance  – Coastal Elite Insurance Solutions specializes in insuring homes that may not qualify for “standard” or “preferred” insurance for one reason or another. We sell both homeowners and owner-occupied policies that cover the following kinds of properties and risks:

  • Primary residences, seasonal and secondary homes
  • Homes older or lower in value
  • Homes with minor cosmetic conditions
  • Applicants with credit or loss issues
  • Applicants who have been declined, cancelled or non-renewed by another insurance company
  • And more

Vacant Home Insurance – Coastal Elite Insurance Solutions sells homeowners and owner-occupied policies that cover the following kinds of properties:

  • Homes for sale
  • Homes in the name of an estate
  • Homes under renovation
  • Rental properties between tenants
  • Homes of varying ages

Mobile Home Insurance – Coastal Elite Insurance Solutions insures mobile homes, manufactured homes, park models, modular homes and rental mobile homes.

Landlord Insurance for Rental Properties – Coastal Elite Insurance Solutions specializes in landlord insurance. Here are some examples of the types of homes that our program covers:

  • Duplexes, triplexes and quads
  • Converted Victorians
  • Row homes
  • Properties with up to four living units
  • Older and lower-value homes
  • Homes with minimal cosmetic conditions
  • Vacant homes
  • Properties under renovation
  • Fixer-uppers
  • Vacation rental homes – this is defined as a dwelling which is non-owner-occupied and rented to others for temporary habitational or vacation purposes (daily, weekly or monthly), not to exceed five consecutive months by one tenant.